Automotive

The Pros and Cons of Riding a Motorcycle, and Why a Good Insurance Plan is Necessary

It doesn’t matter if you’re riding a scooter, a Harley or a BMW bike, there is a general consensus about motorbikes: they are fun to ride. However, with fun comes responsibility and precautions.

Not to flog a dead horse, but you need to take all the necessary precautions and be careful when riding your motorbike. If you are thinking about getting a motorbike and wondering what the pros and cons are, we can help you.

Riding a Motorcycle

Pros of Owning and Riding a Motorcycle

1. Fun on the Road

Bikes are a lot of fun to ride. There’s a feeling of freedom, some sort of superiority, control and just sheer delight when you peel past regular car owners.

And when you’re riding with a crew, you can just tear up the road –particularly when it’s clear for miles and miles- as the road goes by under you. Now, depending on your type of bike, speedsters would really enjoy leaving vehicles behind as they roar past them.

2. Convenience and Ease

Bikes are an easier form of transportation. If you live in a city with lots of traffic jams, getting a bike will help make things significantly easier for you.

You will be able to get to work on time, spend less time in traffic, and increase your productivity. It will also be easier for you to meet appointments as you will be able to navigate through inner roads if you need to quickly get somewhere.

3. Road Trips

Road trips in cars aren’t as fun as riding. There’s something about watching the road catch up to you and roll right under your tires. It’s freeing and thrilling. You don’t have to pack loads of items for your trip. Just get your gear, get on the road and you can be in another state by tonight.

4. Can Be Cheaper than Owning a Car

Bikes are generally cheaper than owning cars. Whether you’re buying new or used, you will find the prices lower for bikes than cars. And if you ever find used cars that are the same price as a used bike, chances are that the car would have suffered more wear and tear, and would need more repairs as a result.

5. No Worries About Parking

You know how you go to the mall or a busy place, and there’s no parking space? Well, with a bike, that becomes a thing of the past. Bikes can fit into anywhere and need relatively small spaces to park.

Bike Riding Cons

1. Risk of Accidents

Bikers often have to be extra careful as they can get in an accident pretty quickly. Just taking your eyes off the road for a moment can be fatal. In fact, about 70 percent of all bike accidents result in fatalities. This is because there’s no mass protecting/shielding the rider. You can never be sure what a car driver might do, even when you take all the necessary precautions.

2. Safety Gear Can be Pricey

There’s the temptation to want to go cheap on your safety guide. Don’t fall for it. Safety gear might be expensive, but if you ever get in an accident, it could be the difference between a bruised rib and broken one.

Now that you are adequately informed, what’s next? Don’t only buy a motorbike. You also need motorbike insurance. The advantages of getting a motorbike insurance far outweighs not getting it.

There are many factors that will determine how much you’ll pay as premium for your motorcycle insurance. Some of these include riding history, age, pre-existing health conditions, where you live, security, modifications to the bike and a lot more.

If you need more information, talk to one of our seasoned motorcycle insurance agents at Insurance Land today.

About the author

Scott J Vargas

Leave a Comment